| Shared risk pension schemes
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| In the UK, most pension schemes fall into being a defined benefit (DB) or defined contribution (DC) scheme. Over the past couple of decades, the trend has been for DB schemes to close and be replaced with inferior DC schemes. In the main, outside of the public sector it is rare for an employer to operate a DB scheme that is open to new joiners.
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| Briefing collection
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| Joe Anderton
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